Auto Insurance
Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom.
Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.
Auto Insurance Coverages
There are basically six different types of coverages. Some may be required by law. Others are optional. They are:
- Bodily injury liability – for injuries the policyholder causes to someone else.
- Medical payments or Personal Injury Protection (PIP) – for treatment of injuries to the driver and passengers of the policyholder’s car.
- Property damage liability – for damage the policyholder causes to someone else’s property.
- Collision – for damage to the policyholder’s car from a collision.
- Comprehensive – for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
- Uninsured motorists coverage – for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
- Multi Policy Discount
- Multi Car Discount
- Auto & Life Discount
- Claims Free Discount
- Safe Driver Discount
- Paperless Discount
- EFT Billing Discount
- Youthful Driver Discount
- Good Student Discount
Contact Us to learn more about the right car insurance for you.
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How To Maximize Your Discounts
Our auto policies provide you many ways to increase your discounts and get a better value! Here are some ways you can save:
(562) 426-0491
3520 Long Beach Blvd., #104
Long Beach, CA 90807
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