Simmonds Insurance | Personal & Commercial Insurance | Tustin, CA
Smart Insurance Solutions for Your Life and Business
At Simmonds Insurance, we take the time to understand your needs. Whether you are insuring your home, vehicle, or business, we compare multiple insurers to find the best option. We proudly serve clients throughout California with a focus on dependable advice and straightforward coverage.
get a quoteMore Choices. Better Coverage. Less Stress.
As an independent Insurance Agency Simmonds Insurance is not limited to one company's policies. We compare plans from a network of trusted insurers to find the best fit for your situation. Whether you are protecting your family or your business, we simplify the process and help you move forward with confidence.
Personal Insurance Policies
Protecting what matters most
Whether you own a home, rent an apartment, drive daily, or want long-term financial security for your family, Simmonds Insurance helps Tustin residents find personal insurance policies that fit their lives. We compare options from multiple providers and guide you toward the right coverage with confidence.
Auto Insurance
Auto insurance is required in California and protects you financially in case of an accident. We help Tustin drivers compare policies from multiple carriers to find the right balance of coverage and cost.
Tustin Auto Insurance
Homeowners Insurance
Your home is one of your most valuable assets. Tustin homeowners insurance protects your house, personal belongings, and liability in case of damage, theft, or injury on your property.
Tustin Homeowners Insurance
Condo Insurance
Condo policies cover your unit's interior, your belongings, and liability risks. Tustin condo insurance is designed to work alongside your association's master policy for complete protection.
Tustin Condo Insurance
Renters Insurance
Even if you do not own your home, your belongings still need coverage. Renters insurance in Tustin protects your personal items and includes liability coverage at an affordable cost.
Tustin Renters Insurance
Umbrella Insurance
Personal umbrella insurance provides extra liability protection that goes beyond the limits of your auto or home policy. I's a smart way for Tustin residents to protect their finances from large claims.
Tustin Umbrella Insurance
Life Insurance
Life insurance gives your loved ones financial protection in the event of your passing. We help Tustin families explore term and permanent life insurance options to fit their goals and budget.
Tustin Life Insurance
Network of Top Rated Insurers
Commercial Insurance Policies
Coverage that means business
Running a business comes with risks, but the right insurance can help you stay protected and prepared. From general liability to commercial property and workers compensation, Simmonds Insurance offers tailored coverage for businesses of all sizes. We work with trusted carriers to help Tustin business owners secure the protection they need with service they can rely on.
General Liability Insurance
Protect your business from claims involving bodily injury, property damage, or personal injury. General liability insurance is essential for businesses of all sizes in Tustin. It helps cover legal fees and damages if someone files a claim against your company.
Tustin General Liability Insurance
Landlord Insurance
Landlord coverage protects your rental property from damage, liability claims, and loss of rental income. Whether you own a single unit or multiple buildings in Tustin, the right policy can safeguard your investment and provide peace of mind.
Tustin Landlord Insurance
Commercial Property Insurance
This coverage helps protect your building, equipment, inventory, and other business property. Tustin commercial property insurance can help your business recover quickly after a fire, theft, or natural disaster.
Tustin Commercial Property Insurance
Commercial Auto Insurance
If your business owns or operates vehicles, commercial auto insurance is required by law. This policy provides coverage for accidents, vehicle damage, and liability while driving for work in Tustin or beyond.
Tustin Commercial Auto Insurance
Workers Compensation Insurance
Workers’ compensation insurance is required for all businesses in California with employees. It provides coverage for medical expenses and lost wages if a worker is injured on the job, helping protect both your team and your business from costly claims.
Tustin Workers' Comp
Commercial Umbrella Insurance
Commercial umbrella insurance offers extra liability protection above your other policies. If a large claim exceeds your general liability or auto limits, this coverage can help fill the gap and reduce financial risk.
Tustin Commercial Umbrella Insurance
Other Commercial Coverage
Some businesses need specialized protection. We offer Tustin commercial insurance options including professional liability, cyber liability, employment practices liability, and employee benefits liability to help cover more complex risks.
Other Tustin Commercial Policies
What are clients are saying
We were getting ready to move and had some trouble securing the right insurance policy for our new residence. Fortunately I connected with Jay and after listening to the issues we were having, he promptly placed us with a carrier that met all of our needs and got things wrapped up right away. 10/10 experience, would definitely recommend Simmonds Insurance Agency!
Jay has been helping me with insurance for my business for years. He is very professional and responsive when ever I need anything. I would highly recommend using him for all your insurance needs
My wife and had insurance for years with another agent. During my initial conversation with Jay he wouldn’t sell me a policy as the costs were higher with him than in my current situation. Jay didn’t forget us, checking in regularly, not enough to bug, but enough to let me know that he was remembered us and was working for our business. I’m guessing about 14 months after my inquiry, Jay was able to provide policies for our home and two vehicles. He offered several different payment options, but as the pricing had significant saving versus my current policies, I was able to select the annual payment option . We only have to pay once a year and our home and cars are protected. I can’t say enough good things about Jay, his business, dedication and ethics.
A friend from church gave me Jay Simmond’s number as a contact for auto insurance and Covered California medical coverage for my daughter. He was able to secure auto coverage and save my daughter $100 per month. He also found an excellent PPO for her and he did EVERYTHING over the phone and he completed the applications online so all my daughter had to do was give Jay her credit card information. Jay was personable, professional, kind and extremely competent. My daughter and I would highly recommend him for all of your insurance needs.
Insurance Support for the Tustin Community
Your trusted insurance partner
Simmonds Insurance is proud to serve individuals and businesses across California, with strong ties to the Tustin community. Our office at 202 Fashion Lane is conveniently located in the heart of Tustin, close to Old Town Tustin and easily accessible from the I-5 and SR-55 freeways. We regularly work with clients throughout Tustin, Irvine, Santa Ana, Orange, and surrounding Orange County communities. We offer friendly, personalized service backed by real industry knowledge and a commitment to helping you find the right coverage for your needs.
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